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Mastering Drawdowns in Prop Trading!

Are you ready to navigate the exciting world of prop trading? Understanding drawdowns is a crucial skill that will help you manage risk and make smart decisions. Let's break it down and see why it matters!

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Inside Prop Trading

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January 31, 2025

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Noureen Haroun

4

min read

What Are Drawdowns in Prop Trading?

 


Picture this: A drawdown is the decline in an account’s equity from its peak to its lowest point during a trading period. It’s a vital risk metric, influenced by factors like market volatility, trading techniques, and risk management.

Key Drawdown Types in Prop Trading

Prop firms generally enforce either a static (balance-based) or trailing (equity-based) drawdown. Each type has its unique rules, benefits, and challenges.

Let’s explore:

1. Static Drawdown

  • Definition: Also known as a balance-based drawdown, it’s determined by the account’s initial balance.
  • How it Works: The drawdown is fixed, calculated as a percentage of the starting capital. Example: If a firm enforces a 10% static drawdown on a $15,000 account, the maximum allowable loss is $1,500, regardless of profits.

2. Trailing Drawdown

  • Definition: Trailing drawdowns adjust based on the account’s equity.
  • How it Works: The drawdown limit increases as the account’s equity grows, but doesn’t decrease with losses. Example: For a $25,000 account with a 5% trailing drawdown, if the equity peaks at $30,000, the maximum allowable loss becomes $1,500 above the initial balance ($25,000 + $1,500 = $26,500).

 

How to Calculate Drawdowns

 
Static Drawdown Formula

Static Drawdown = (Initial Balance - Lowest Balance) / Initial Balance x 100%

  • Example:
    Initial Balance: $12,000
    Lowest Balance: $10,500
    Static Drawdown: ($12,000 - $10,500) / $12,000 x 100% = 12.5%

 

Trailing Drawdown Formula

Trailing Drawdown = (Highest Equity - Current Equity) / Highest Equity x 
100%

  • Example:
    Highest Equity: $18,000
    Current Equity: $16,500
    Trailing Drawdown: ($18,000 - $16,500) / $18,000 x 100% = 8.33%


Static vs. Trailing Drawdown: Pros and Cons

  

Drawdown Type Advantages Challenges
Static Predictable and fixed loss limits.
Encourages disciplined trading.
Does not adapt to equity growth.
Limits flexibility for aggressive strategies.
Trailing Adjusts with equity growth.
Greater flexibility for profitable accounts.
Requires constant monitoring.
Higher risk during market volatility.

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